When a home owner has to go through the process of restoring their home due to wind or hail damage there are many pitfalls they may be unaware of. One of those pitfalls is the identification of existing products on their home.
The most common product not properly identified by insurance adjusters and contractors alike are siding and roofing. Simple mistakes can end up saving the insurance company thousands of dollars, leaving the home owner with new products of lessor quality.
For example: Aluminum siding varies in thickness, texture, and size. The most common mistake is identifying the thickness of the siding. This over site can mean thousands of dollars of lost insurance funds that a home owner is owed!
Another example: Asphalt roofing products. Roofing products are identified in quality by the manufacturers warranty, thickness, and weight. In recent years manufacturers have changed warranties on shingles by upgrading them. For instance a 30 year roof is now a 40 year roof. This drastically changes the cost of the roof and if not correctly identified by your insurance adjuster you end up getting underpaid for your claim.
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